Choosing a phone and internet plan

A Canadian phone number is one of your first needs. Banks, landlords and employers will ask for one.

Prepaid or postpaid

• Prepaid: you pay in advance each month. No credit check, no contract. A good way to start.
• Postpaid: you are billed after each month. Usually needs a credit check, but plans can be cheaper per gigabyte.

How to compare

• Look beyond the big brands. The large carriers each run lower-cost brands, and regional carriers often have good deals.
• Check how much data you get at full speed and what happens after.
• Check whether calls and texts to your home country are included or cost extra.
• Ask about newcomer offers, which some providers have.

Your rights

The CRTC's Wireless Code protects you. You can cancel a contract at any time without a cancellation fee (though you may owe the remaining cost of a device), and your provider must give you a clear summary of your contract.

Home internet

Compare speed, monthly data limits and the price after any promotion ends. Some providers offer low-cost internet for families receiving certain benefits.